It is bad enough being sued by a debt buyer over an old debt. Worse to be sued when you don’t owe the debt. The ultimate insult is when you have been sued, you win your lawsuit, and the debt buyer still won’t remove the false information from your credit reports.

What is the best solution to this frustrating problem?

Each situation is different but often the best approach in Alabama is to sue the debt collector or debt buyer and the credit reporting agencies that refuse to correct false information.

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January is not only a great time to reflect on the past but also a great time to look into the future and set some goals.  One of the biggest mistakes people make is they set goals without boundaries and goals that are too difficult to achieve.

Accomplishing goals can be very rewarding so sometimes it’s great to set some little goals that create a positive feeling that you have achieved some milestones.  Achieving smaller success can be a great stepping-stone to bigger goals.

He’s a list of 10 goals that anyone should be able to accomplish

All of these ideas are things that can be accomplished fairly quickly.  This list is far from exhaustive so do you have any ideas or suggestions for financial goals that might be easy for people to accomplish?

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- Financial Help - No Comments »

The American Institute of CPAs told the Internal Revenue Service at a hearing Thursday that it supports the agency’s overall goal of changing the U.S. tax system to one that matches tax return filings in real time with information returns from third parties.

The current system does not match the information received by the IRS from third parties to data reported by taxpayers on their tax returns until well after the returns are filed. I

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The Treasury 1/4 that the annual purchase limit for electronic U.S. savings bonds bought at TreasuryDirect is now $10,000 per series, per person. Im not sure why they waited so long to decide this, given that its been six months since they announced that they would will no longer sell paper U.S. savings bonds through banks and other financial institutions in 2012. Thanks to reader JR for the heads up.

Under the new rules, an individual can buy a maximum of $10,000 worth of electronic savings bonds of each series in a single calendar year, or a total of $20,000. Since 2008, investors could buy a maximum of $5,000 in each series and in each form (paper or electronic).

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