January is not only a great time to reflect on the past but also a great time to look into the future and set some goals. One of the biggest mistakes people make is they set goals without boundaries and goals that are too difficult to achieve.
Accomplishing goals can be very rewarding so sometimes it’s great to set some little goals that create a positive feeling that you have achieved some milestones. Achieving smaller success can be a great stepping-stone to bigger goals.

He’s a list of 10 goals that anyone should be able to accomplish
All of these ideas are things that can be accomplished fairly quickly. This list is far from exhaustive so do you have any ideas or suggestions for financial goals that might be easy for people to accomplish?
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Tags: Goals, Goals Easy
The Treasury 1/4 that the annual purchase limit for electronic U.S. savings bonds bought at TreasuryDirect is now $10,000 per series, per person. Im not sure why they waited so long to decide this, given that its been six months since they announced that they would will no longer sell paper U.S. savings bonds through banks and other financial institutions in 2012. Thanks to reader JR for the heads up.
A credit score is a really important indicator on how likely you will be to default on a credit card or a loan. Your credit score is determined by a number of different factors, including your payment history, the amounts of money that you owe, the length of credit history, new credit, and what types of credit you are using. Do you pay your bills on time? Do you have any recent late payments? How many times have you been late? Are your cards maxed out, or have you accrued a large amount of debt? How long have you been making use of credit, and have you managed to establish a good credit history? Are you opening new accounts and borrowing more money?